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    Kaped

Ratings On Other Platforms

Trustpilot
4.3 / 5
Better Business Bureau
5 / 5
Corporate Values

Overview

Kaped has a consumer rating of 5 stars from 13 reviews indicating that most customers are generally satisfied with their purchases. Kaped ranks 7th among Business Loans sites.

  • Service
    10
  • Value
    10
  • Shipping
    3
  • Returns
    2
  • Quality
    10
Positive reviews (last 12 months): 100%
Positive
13
Neutral
0
Negative
0
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How would you rate Kaped?
Top Positive Review

“Metal Credit Card for my business!”

Joseph K.
8/1/21

I just absolutely love my new Kaped Flex AdCard! It's a legitimate metal business credit card with diamonds on it! Really high credit limit at $120,000 and 3% cashback on my ad spend, I could not be anymore happier. Thank you kaped! Right now I am currently looking into their KAPED One card program and that looks rather attractive as well. You'll be seeing an application from me for that product as well.

See positive reviews

Reviews (13)

Rating

Timeframe

Other

josephk1134
1 review
2 helpful votes
August 1st, 2021

I just absolutely love my new Kaped Flex AdCard! It's a legitimate metal business credit card with diamonds on it! Really high credit limit at $120,000 and 3% cashback on my ad spend, I could not be anymore happier. Thank you kaped! Right now I am currently looking into their KAPED One card program and that looks rather attractive as well. You'll be seeing an application from me for that product as well.

Tip for consumers:
They seem to care more about cashflow than your credit score so I wouldn't recommend applying if you're a startup.

Products used:
Flex AdCard

Service
Value
Shipping
Quality
davids6305
1 review
1 helpful vote
July 31st, 2021

The support staff was very nice and still helped me solve the issue in a timely fashion. Their professional customer service skills allowed me to relax and get the issue resolved. That experience alone is the reason I've been recommending Kaped to everyone. The process was easy setting it up and a fast response time. Plus, any changes or updates they keep you informed by email. I can't ask for a better business account. Their entire team rocks!

Tip for consumers:
Explore the products available. There are many different options to get business credit. I recommend speaking to customer service to find the best option for you.

Products used:
I applied for business credit for a small business loan. The process was quick and there was only a soft credit pull. I was able to meet the minimum requirements for the loan and was approved rather quickly. Their support team was very friendly and helpful and kept me informed the whole step of the way.

Service
Value
Quality
shawng303
2 reviews
2 helpful votes
January 12th, 2022

I was referred to KAPED by a fellow business owner. They recommended I contact them after I mentioned I was denied for a business credit loan. KAPED made it easy to not only research their products but also compare their competitors. They have a good selection of secured credit cards that are perfect for new business owners. This has been a huge help for me and I am very thankful to have found them.

Tip for consumers:
I would recommend using their website to do research on similar offered cards. This will help you choose the best option for you.

Products used:
I received a secured credit card.

Service
Value
Quality
daniellew401
2 reviews
0 helpful votes
September 17th, 2021

Very small but professional team and even though they are in early stages, they were able to get me approved for a secured line of credit. As a business owner, I greatly appreciate the ability to have some breathing room and pay my bills off. Big thanks to this team.

Tip for consumers:
I think that anyone on the fence about working with Kaped should try them out. They were able to provide me with better terms than many other service providers.

Products used:
A secured line of credit for my business.

Service
Value
Quality
anthonyl980
1 review
0 helpful votes
September 22nd, 2021

Hi, Kaped seems to be a young company with a lot of ambition to make the best credit products.
They got my young biz a partially secured line of credit.
The best part is the really good & thoughtful customer service.
Thanks!

Tip for consumers:
Make sure the terms are up to date

Products used:
Line of credit

Service
Value
Shipping
Returns
Quality
susane934
2 reviews
0 helpful votes
August 8th, 2021

I had a great experience with KAPED and their team. They were able to get me approved for a small line of secured credit even though my business is relatively new. I tried several different banks and credit unions to get approved and KAPED was the only company that would give us a chance. Very happy with the results.

Tip for consumers:
Research additional companies, read reviews, and call customer service.

Products used:
I was able to secure a business line of credit.

Service
Value
Quality
quinns58
4 reviews
1 helpful vote
January 21st, 2022

I am relatively new to Trak and have just started to utilize their platform. I have benefitted greatly from the quality products and technology that Trak offers. The ability to track my personal credit as well as look up my vendors truly puts me at an advantage as a business owner. I am looking forward to the new products they are rolling out.

Products used:
I ended up using their Trak Credit software and personal and business credit tracking.

Service
Value
Quality
cyrusb32
2 reviews
0 helpful votes
January 15th, 2022

I signed up for Trak and was very impressed by the ability to check personal and business credit reports. It provides a great insight into expenses and debt. I also love how you can check credit reports on Consumers to be sure they are reputable and able to make payments on time.

Tip for consumers:
Read the benefits of Trak credit.

Products used:
I used the Trak platform

Service
Value
Shipping
Returns
Quality
jeanninec37
1 review
0 helpful votes
September 2nd, 2021

I found the application process extremely easy and straightforward to navigate. It is a cash flow, monthly income, and credit-based application. We were only able to get a secured line of credit due to our low monthly income. However, we are a fast-growing business and will look forward to getting a better rate in the future.

What I like most about KAPED is that I didn't feel like a number and most of all the personal attention I received. I'm looking forward to continuing a successful business relationship with KAPED and utilizing the many features that will benefit my business in many ways.

Tip for consumers:
When I first sign up, I received a call a few days later followed by an online application that covered our monthly income, current bank balance, and credit score. The application took a few weeks and we were able to compare it to several different companies. My advice is to do research on several companies and talk to their support. Their support team is great.

Products used:
We were able to get a secured line of business credit. Due to our less than desired monthly income, we had to pay a higher interest rate than an unsecured line of credit. I look forward to getting a better offer down the road. However, the payments are affordable, and was one of the only fintech companies to give us a chance.

Service
Value
Quality
sarahk1100
1 review
1 helpful vote
July 26th, 2021

Love the Cash Back

I am impressed with the security offered and also the return I get for using this card for purchases. Easy online access and customer service is really impeccable. Absolutely no issues with this company and the CC they offer my small business. Would refer to anyone!

duncanc74
1 review
0 helpful votes
September 2nd, 2021

I had a great experience with my application. The process was very simple. I was eventually approved for a higher credit limit than I initially thought. The representative was very friendly and guided me through the process.

alllenc
1 review
0 helpful votes
September 24th, 2021

I was turned away by a few banks previously. My credit is not the best but my business is doing well. So KAPED was able to get approved relatively quickly. The best part, they were still able to get me a great rate.

Tip for consumers:
I would recommend signing up for a consultation.

Products used:
Secured business credit line

Service
Value
Quality
marshalw3
1 review
1 helpful vote
July 26th, 2021

Easy to use tool & interfaces, incredibly quick and helpful support team, and all around makes my life easier for overseeing finances for my team and personal expenses. Why can't my personal credit card company be this simple and easy to use?

Tip for consumers:
Business owners looking for an easy to use, high rewards credit card that has great service and a easy setup.

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About the business

Company Representative

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Vashon G.

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