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Loan Point USA has a rating of 1 star from 6 reviews, indicating that most customers are generally dissatisfied with their purchases. Loan Point USA ranks 150th among Payday Loans sites.
I almost got a payday loan from this company and then read these reviews. Turns out that they have multiple complaints filed against them and often do not apply funds to your loan just so they can keep it open. No wonder they state on their website they do not need a credit check! I went to my local bank and got far better rates.
I almost got a payday loan from this company and then read these reviews. Turns out that they have multiple complaints filed against them and often do not apply funds to your loan just so they can keep it open. No wonder they state on their website they do not need a credit check! I went to my local bank and got far better rates.
Don't go near Loan Point USA. A payday loan won't help cause they take more money than they tell you their going to take. My girlfriend got a loan from Loan Point USA and ended up paying them more than double what she borrowed. How did that help?
This website/company does not apply payments made to the loan you have taken out unless you specify that is what you would like them to do. In other words, I made 3 payments of $180 and none of it was applied to the $600 balance. They tell you that the $180 is simply to keep your loan "open." SCAM!
This web site is bobus I recently was taken for over 1800 dollars from this place
I wish nothing but bad things for the company for ripping off people who earn an honest living. All who is affilitated with this company may your babies burn in HELL
I woke up today to see i had $400 missing from my bank acct. I saw that it was loanpoint usa that took the money. I called them and they asked for my ssn# I refused to give it so they hung up on me. I went to the website to see if i had at some point in the past got money from them because I have had payday loans but I didnt think i had any from this company. I tried to log in. Didn't work. I tried to recover my acct info and They said i never had an acct. Therefore I NEVER BORROWED MONEY from this company. They are fraudulant. I googled them and found MANY sites saying this has happened to others and it is always $400 they take from your acct. I have no idea how they got my info. Please BEWARE
Everything I've read about Loan Point USA says don't go near them. I was doing research for an Econ paper about how payday loans hurt people. I found a few forum sites that really have nothing good to say about any payday loan company. Check out debtconsolidationcare.com for more info about this company. Go to the site and do a search for Loan Point USA. I also found a court case involving Geneva Roth Ventures and Loan Point USA that says they do business illegally in California, which means the company is probably illegal in other states. I'll try to include the link http://www.corp.ca.gov/ENF/pdf/2009/LoanPoint_dr.pdf
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Loan Point USA is a company that helps people in temporary financial crisis.
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