I have never have had such a bad experience before, I went to the ATM to take money out and I was told that there is an issue with my account and to call costumer service when I did I was told that I some how did something that I shouldn't have so they but my account on hold for 180 days and then I would get an email telling me what to do from there but that was over three years ago and when I call to find out what is going on I still get told that I have to wait for an email and when I ask why they did this to my account I am told that they don't know and they can't do anything about it I just have to wait, I have been waiting for over three years now, so I would suggest that u look into any of these apps that u put your money in because now I am hearing that I am not the only person that they have done this to!