THE REAL 2020 VALID PROMOTION IS ONLY 5 € NO MORE, those who want to try N26 while registering the code: alessiov3607 and receive the bonus as soon as a credit card payment of 10 € or more is made in a physical store, in practice and as if you would have a 5 € voucher.
I have been a customer for over a year and I find the N26 bank very good, easy and comfortable to use. My experience is very positive, I have not encountered any problems and I find the customer service very good. N26 offers very good benefits, commission-free withdrawals and free SEPA wire transfers, you can send money between N26 accounts immediately and the credit card arrives for free at home, within days, the card is a MasterCard. Another good aspect are the money limits that you can spend and top up, they are very wide, indeed you can choose when you want to spend, by entering the limits in your account settings. To top up the account you can make transfers, while top-ups in cash can only be done on the PAM store line, however there are commissions of € 3 per top-up and a maximum of € 400 per operation can be recharged. N26 also offers a varied type of accounts, each has advantages, the first two are free, have no type of fee or management cost and are:
• The standard with its business variant (the one I chose), the only difference is that the business has 0.1% on all the expenses you do online and in physical stores.
• The Smart, the You and the Metal are other accounts, all have the Business variant, have a monthly cost from € 4.90 to € 16.90, offer various advantages, such as: wider limits, which at my choice those free are very large, and the possibility of requesting more credit cards than your account, plus you can take out various insurances, such as: car, on accidents, on suitcases and travel tickets, very good for those who travel often. For the Business variant the difference is only one, the cashback for purchases which varies from 0.5% to 1%, and the addition of insurance for greater protection on expenses.