Like many have said, the more you spend, the better off you are in the "game" It started out being fun but has slowly become a chore.
I'm in the Champion rank and I will never get to Master. I need two more 5% ratings which I'm sure I have and I have emailed them asking them to explain to me the 5% rating and of course, no reply. I thought if your rating was in the top 5% of the level your in but it appears not.
Yes, I've spent money but once my swaps and fills are done, I'm out of here.