First of all Please DONT EVER use REMITGURU for any transaction, there are many reason such as, time taken by them to deliver money, customer service... or in short i dont have any good thing to write about them... seriously horrible.
As such most of the times I use DBS, ICICI, HDFC and they are quite fast, reliable too.
RG is one of the worst in lot, who dont care their customer and not to believe in customer retention.
They will take your money and for ride too. Friendly suggestion is please stay away from all their offers as they are going to torture you mentally and take your peace away.