Rob R.

Be careful about SMS authentication. Sometimes it sends a text to my phone, sometimes it doesn't. If you can use the app for authentication, that is better. Make sure you have at least 2 reliable ways to log-in, otherwise your money can be trapped in their platform, and then they will refuse to help you to resolve any issue. Otherwise, works fine and works well.

It has been 6 months that they have delayed giving me my refund. They keep asking for more credit card statements.

Eventually it worked, but it took a lot of effort

I have used this several times for international exchange, Between Canada, Vietnam, Germany.
Pros:
- best exchange rate net of fees
- can use credit card to fund transfer with no extra fee
- generous referral program ($25 if you use robertr53 at time of transfer)
- fast during weekdays, sometimes as little as 30 minutes for money to arrive

Cons:
- ID verification a little buggy
- when paying by credit card, expect to call your credit card company to authorize transaction

Frontfundr is simply a must-use platform for any Canadian who saves money. This is a true diversified. It has offerings across the risk spectrum, from high-risk start-up equity, to illiquid bonds, to MICs, to mature private equity, to crypto-VC. Not just startups.

What I like:
- diverse offerings
- bond replacers: forget corporate bonds, choose the "invoice factoring" bonds from yesterpay
- access to USA Reg A startups like Kightscope
- low minimums for most campaigns ($500 - $1000)
- novel markets, like Halal/islamic mortgages
- mostly digital

What I dislike:
- long wait times between campaign starts to initial investment
- while paperwork are *mostly* digital, sometimes they send you a paper investment certificate in the mail.