I told out this insurance in case I couldn't fly with my daughter in late December 2021. I was told i couldn't fly as my daughter was not double vaccinated. I tried to cancel my flights with Ryan Air they said I couldn't. MyTrip said I just needed to show them a no slow letter from the carrier and I would get a refund. Well they lied you can't. They tell you on the phone you can they even email you telling you, you can then they lie and email you back telling you they won't give you a refund. Do NOT USE THIS COMPANY EVER