Affirm has helped me so much. My credit has gone up, if I am late making a payment they charge no fees, no company does that! I am able to purchase something that I normally wouldn't have all the money for. And their payment plans are reasonable. Yes they charge a fee to use their services but they have to make money too. And honestly I don't think their fees are that bad. I just decided to write this review just to thank Affirm for all they have done for me. I hope they are helping others out as much as they are helping me. I don't know the owner or creator of Affirm but if you ever see this, FROM THE BOTTOM OF MY HEART THANK YOU SO MUCH. You have no idea how much you have helped me. I was someone with bad credit and they gave me a chance and now because of them my credit is considered fair and it keep going up. I was able to get my son nice school clothes and school supplies because of Affirms payment plans. I just can't thank them enough. Oh and if that's not enough their customer service is the best. Very nice people that work there. I'm so thankful to have found Affirm. I will never stop using Affirm. Thanks again. And NO I do not work for Affirm or am connected to them in any way, and they did not ask me to write a review. I am just another thankful customer
If you debating on if you should use Affirm or not? Do it, you will not regret it.