I like Netflix. You can keep the movies as long as you want. They have a bunch of old stuff. Don't have to worry about getting out to take back videos. Nice. Recommend it.
Don't go near Loan Point USA. A payday loan won't help cause they take more money than they tell you their going to take. My girlfriend got a loan from Loan Point USA and ended up paying them more than double what she borrowed. How did that help?