Totally agree with the review. They just care about money and not for a decent service. The last check I sent was lost in the mail. I paid over the phone to avoid late fees and they told me not to cancel the check because if they receive it and its canceled, they will charge me a fee! Two days later they charged the check too along with my payment on the phone. When I called to request my money back they just charged a fee like that! THEY SUCK! The worst service in the world.