Neighborhood Assistance Corporation of America

I am new at this process. I just hope they really help people like me buy their home. I am Veronica FS

This is a wonderful mortgage product. Although, they do not look at your credit. It is wise to approach this the same way you would any other mortgage loan. Have your credit history in order, make sure you have a great payment history and collect all of the financial documents you think you will need in preparation. The process is long and very drawn out but worth it in the end. Just make sure you do your part to stay on top of everything.

I had my first counseling session on December 22,2023 in Georgia. I must say that Kimberly Williams was pleasant, patient and very knowledgeable! She answered all of my questions and concerns. She was very professional. By the end of our session she had a to-do list for me. Every interaction over the phone was pleasant and helpful. I am looking forward to completing this process and owning my first home! I'm walking by faith!

I found out about this home buying program, no down payment, no closing costs, no private mortgage insurance, no fees, they don't look at credit scores and can help people become homeowners. I have a friend that went through the program. I've already started the process and have been in communication with them. They are very helpful and I'm excited about my journey to soon becoming a homeowner.

I'm currently going through the NACA program. You have to be very determined and dedicated to complete this process. Though it's a lot, I know it will pay off in the end. As a first time home buyer, I am having the opportunity to learn as I go, which is absolutely important. I feel very well guided and confident with NACA. I've tried other options as a first time home buyer and each time fell short due to lack of communication and understanding. Excited for what may be next.

I cannot wait to become a homeowner, praying that I will be approved very soon. I have been assigned to an amazing counselor Hervey Emmanuel who is very knowledgeable and patient, he explained everything well. I am grateful with the help I am receiving from NACA

I cannot say too much as I am not done with the process. I will update my review

NACA is a great program that has helped me become active in my community and take steps to purchasing my first home. NACA has great personnel with employees that have treated me like family. The program has helped educate me on the home buying process while making sure I am a responsible decision maker. I give NACA a 5-star rating and recommend to anyone seeking a first time homeowners program.

Regards,
-Frank Igah

I'm a licensed realtor going through the NACA homebuying experience, however I haven't been actively selling in the DMV area. After graduating from graduate school in 2018, I found myself attempting to navigate the job market with a humanities degree unsuccessfully and then COVID hit. In the past, I did assist clients that were interested in purchasing through NACA so I was somewhat familiar with the program. My counselor, Megan, has been very thorough and extremely helpful. I know with her assistance I will be successful.

The counselor was patient and easy to work with! She answered our questions and walked us through the qualification process. The process went as well as it could even during the current pandemic, although sometimes we felt like she was asking for too much information or that the date of the next meeting was very far away between them. Overall the process has been positive and we highly recommend the NACA program!

I appreciate the Stance of NACA in terms of what they represent.
Personally, I'd hope to be further along in the process considering I've been enrolled since April(2020) but some things are inevitable.
Interesting experience so far.
Patience and Persistence is key!

Since the first workshop it has been a great experience.I started working with my housing counselor Ellen Peterson.She's been very helpful in the process by explaining everything that I need to do and helped me to gather important information.I know with her assistance I will be successful.I am looking forward to completing the process.Thank you Ellen.

My husband and I just completed our first counseling session with NACA and it went better than we could have expected. Our counselor was very kind, thorough and patient. We found out about the program that offers the opportunity to buy a house at the lowest interest rates, no money down, no PMI and no closing costs from a friend who purchased a beautiful home in a wonderful neighborhood. We are looking forward to the next step in the process.

NACA stands for Neighborhood Assistance Corporation of America which is a very nice program for everyone to participate in buying a residential house. My friend purchased his first home with NACA and i'm following every step he did so i can purchase mine

7 months in and I still haven't been submitted for qualification (pre-approval). My MC has responded to 2 emails/0 calls. Tried escalating to his manager to no avail. I paid NACA fees 2x (2020 & 2021). He also missed multiple appointments with no explanation.

I just had an ATD appointment with a counselor from a different state who said my local MC put my info in wrong and only approved me for $148k, low priority. She said I have to deal directly with him.

I've been approved for $250k with conventional lenders and have an 830 credit score. My lease is up in 3 mos. And I no longer will be wasting hours uploading docs that no one will review. NACA is a scam.

I first heard about this program on a radio station I used to listen to. So I decided to give it a shot during the pandemic in August 2020. Due to high credit cards debt and want to get a decent place to call my own, I'm still working in the process after 1 year. I would recommend that everyone to be patient and follow the advice of their counselor. I cannot say too much as I'm not done with the process yet. After the process, I will update my review.

I wanted to buy my 1st home, and had no idea where to start, I looked up programs and came across NACA, I did the workshop and learned about the low interest rates and the Hand program, and I'm still in the process, but so far so good, I'm really hoping I'll be able to purchase soon. I will give an update once I have finished the entire process, until then I can only give 3 stars.

Their website is really user-friendly with clear labels, sections, and subsections. My favourite part is being able to see all of my expenses together in one place. I am talking about the NACA program. I hope soon I will be able to find my new home, but regardless of that, I would recommend this company for its amazing customer support.

My experience with NACA has been excellent so far. I was apprehensive when they changed my counselor, but I'm glad it was done. Melody is extremely thorough and ensured that I submitted all of the necessary documentation. She took her time, and I'd recommend her as your representative.

I've just begun my journey with the NACA Homebuying Program, and I'm already impressed by their dedication to helping first-time buyers like me. Their commitment to affordability, low-interest rates, and comprehensive support through education and counseling has given me confidence in the homebuying process. I'm excited to see where this partnership takes me, and I'd recommend NACA to anyone starting their homebuying journey.

I am currently here at the NACA event in Richmond, VA and Ms. Ellen Petersen has been so helpful. So far, she has gone through my files, asked clarifying questions and helped me to gather important information to clear up discrepancies on the spot. My experience has been very pleasant and not as anxiety provoking as I thought it would be. I cannot wait to get to the place where I am finally in my own space, thank you Ellen for being so kind and working with me.

NACA is taking the world by storm helping everybody that is anybody to become first time home buyers. I'm in the process of becoming the first time home buyer with the help of my counselor Ellen Petersen she's been very helpful in the process by explaining everything I need to do to get through this she's very experienced and very professional. It's time for all y'all to get off the sideline and get in the game with NACA. MARK ROBINSON

My first counselor meeting I was nervous and when I Nicole Donald starting talking to me I told her I was nervous she told me don't be. It ok a lot of people who I talk to feel the same way.Just relax.She started going over things I had to do thing she want me too do. I had a great time I know she got my back.She sweet heart very understanding and patience and that is what I like about her.I can call her a friend. Thank you

If you've struggled in the past with hardship, or even your credit scores and you're looking to buy a home. There is not a better mortgage out there than NACA.