This company is not here to help you! It cancels my automatic payments without giving me any notice and sends me an email that it's late just in time to charge me a late fee. Then I try to pay that, and it sends me an email a week later that it can't find my bank or my card even though it worked the month before, it just keeps stacking late fee on top of late fee and it literally won't let me pay it off. It's so sketchy! Do not use this!