Adrien B.

If it is at all possible to avoid obtaining credit with this company, do so! Synchrony Bank is the ABSOLUTE worst creditor I have ever dealt with. They will readily open an account for you with a decent enough credit limit, and then without warning, will knock it way down to a level of DISRESPECT! I have a credit score of 750, and Synchrony knocked my PayPal Credit Card limit down to $310.00 and without notice! I called India, I mean Customer Service to find out why, and I was not given a reason. I was told an email was sent to me two days prior- BS! I never received anything from them. Mind you, I owed less than $300.00 on this card and NEVER missed a payment. I have four other accounts with them and the limits are pretty healthy, and as of now they are okay, but I do not trust Synchrony Bank at all! I will pay off the accounts, and close them myself! Because just in case you weren't aware they will close your accounts without notice as well. STAY AWAY FROM THESE CROOKS!