Complete SCAM. I didn't pay and clicked out but they keep calling me and I told them to stop and that I was at work but she was like just wait- we can get ypou a house! And transferred me to some Lexington Law guy. He told me he will fix my credit and I told him there is nothing wrong with my credit OR my score- just that I didn't have money for a downpayment on a house. He said VERY RUDELY " well there must be something wrong with your credit or they would not have sent you to me" so I hung up and blocked them.