Calls to customer service are automatically terminated after 30 minutes no matter how complicated the issue is or how many fraudulent transactions are involved. Agents frequently transfer the call to a different department or back to the main menu, or place the call on hold using up the available minutes to speak to someone and requiring repetition of information (card #, last 4 of SS#, DOB, mailing address, etc.) Have spent hours trying to get problem of online access restored so that charges could be monitored before the statement is received. Have been told to visit a Wells Fargo branch (nearest one is over 300 miles away) to resolve access problem.