Too many people think that anything short of a Derby winner is a failure. Or their upset with management fees and so on... Look, you are buying a small share of a horse that 99.9% of can't afford trained by the country's leading trainers. It's an experience to get at a small cost and a chance for those who wanted to own to get to know the business better. Experience watching your horse race, maybe attend a live race and with luck get your picture taken. And in a few cases, make a few bucks. With a one time cost that includes all bills, you don't need to worry about the extra expenses. Just relax, and have some fun. But this is a racehorse and they cost a lot of money in upkeep. If you are looking for a pet, get a dog!