If I could give this company 0 stars, I would. This company is ran by Robert and Jill Berg. Robert goes by the name of Corey Edwards which is not his real name. They employee people from the Philippines to tell you they can do things that they can't. They will tell you they can do things because they have their own money. Once they reel you or your clients in with lies, they ask for a commitment fee. During the process, Robert will come in and tell you they can't do what they promised hoping the client will just put more money into the deal. If the client backs out, he will keep their commitment fee. They are not a direct lender and do not have their own money. Leave this company alone. They also own Xpressloans911.com.