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The promise of instant tax rebate or 12 MO interest free financing with the Payboo card is bogus. They used to use a semi-reputable bank for the Payboo card but recently they switched to a scammy predatory creditor that uses archaic background and verification. Their application required a photo of my physical SS Card ( never encountered this ever) and they are so slow they take weeks to mail you requests. Their background checks have no security and request you send sensitive information via email attachments. Their reps on the phone are the worst. BH should remove Payboo from their site until they have a competent partner.
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I completely understand if something gets damaged in shipping, but my box isn't perfect shape and...
Extremely disappointed with this company. Ordered a product weeks ago, and it still hasn't shown...
Dan: Thank you for your order and this feedback. We regret your dissatisfaction. I'd like to know more about your experience but from the information here I cannot ID you or any recent transaction. We have several thousand Payboo account owners and the majority are exceptionally satisfied with the application process and with how the card is administered. From https://upgradedpoints.com/credit-cards/comenity-bank-store-credit-cards/:
"Comenity Bank is a major credit card company that has 92 credit programs for many top U.S. retail stores, focusing heavily on store-branded credit cards. While Comenity Bank isn’t a household name like some other credit card companies, they have more than 50 million cardholders. Cards issued by Comenity Bank are generally easy to get approved for even if your credit score is lower than average. Easy approval can be attractive if you’re working on building or repairing your credit."
-- Henry Posner / B&H Photo-Video