I have been using Freshbooks for years. This past year I had issues with my Freshbooks linking to my Credit Union account. After weeks of trying, Freshbooks still has not resolved the issue. As a result of their efforts, I was locked out of my bank account 6 times and had to call my bank to unlock my account each time. I am switching to Wave, and I realize there may be issues with their bank connection also, but at least Wave's software is free, so I will not be paying to manually import my expenses.