I made a 5 year agreement with FDR. After 3 years I paid FDR a one time deposit over their estimated Total settlement amount. FDR agreed to reduce the monthly amount to $25 for there fees while they settled my debts. Its been 6 months and they continue to request the full monthly amount each month. Now they have suspended my account since I stopped funding the full amount each month. I contact them almost daily be cannot get any assistance. On the internet I have seen they have had some lawsuits and I have read many negative reviews recently. I believe they take our money and invest it for there own gain and only do the minimal amount to actually help there clients. As an existing client I would NOT recommend Freedom Debt Relief!