https://www.schwab.com/ bought TD Ameritrade which had zero dollar commision on stock & ETF's trades and $4.65 fee on options trade (charged by CBOE). Schwab is charging commisions on stocks and ETF's (but they say on TV that it is zero) and $6.45 on options trade. Schwab is also using your cash and stocks to make money and gives zero or close to zero to its customers. They will try to convince you to use an adviser to manage your account and will milk you of more money. If you try to transfer your account from schwab to ibkr.com (which is the best and really pro-customers and you really get money for doing nothing) then you'll see the ugly face of schwab which will drag the time so they can exploit your accounts up until the very last legal day which they can't extend. A full acount transfer of only stocks & cash shouldn't take more than 3 day (max) but they will tell you that they have to review the account and can take up to 5-7 days or 7 -10 days. It is your account with just straight stocks and cash, so what it there to review since it is nothing illegal or pending. Stay away from schwab.com and remember that many years ago the government has fined schwab more than 200 millions dollars for missleading its customers.