What an awful credit card company. Their signature line "platinum" has very little value. Awful customer service, looks like even after Covid their teams are working from home. They will fill your Neil box with useless magazines. Misapply payments, make you lose miles and best of all when you ask them to black a merchant and they don't - their response is thank you for 25 year but there is nothing we can do. Pay up! Time to make my business somewhere else.