Should have ignored the initial sales pitch. Too much documentation (never had to go through anything like this before), advised 3.25% was good due to no points--now I know that's not true. Keep asking for more documents that make no sense. Felt like it was bait and switch experience. Just all around bad and here our credit score is well over 800. Want to rescind but need to know if there are costs attached. Do not go with AmeriSave. We have been put through hell.