Green dot charged me 2.95 to load 20.00 to a card. Not even 30 minutes after activating it, they immediately charged me 8.95! They should just be upfront and say the first time loading of this card is $12.00. This is how they get you. You expect that you can use it like a gift card (which they don't seem to offer anymore), and then they take $12.00 from you. Then they make it extremely hard to cancel the card, it is nearly impossible. You cannot cancel it on the webpage, you now MUST call them, they put you on hold for hours or hang up on you before you can get through. Green dot didn't always use to be a scam you use to be able to use it briefly and cancel it, at one time they let you cancel it on your security tab. No longer do they let you do this. No longer do they charge you after a month has gone by but immediately! Again beware of this scam, it is a terrible service, would not recommend it. Do not give anyone a gift on one of these cards!