The site allows you to send money to the bride- and groom-to-be so that they can use it for whatever they wish. It is a cash present that woul be designated to a list of items that they wish to purchase if they had the money for it. The only issue is that in order to give them $50 you are stuck with a $4+ fee from the site itself and a service charge from your card company on top of it! Makes you think that you would rather give them cash at the actual wedding reception or use other perks or gift cards that can be free! Why pay $56 to give $50... that is $6 you are just giving away to someone else!