I hired USHIP to deliver my atv, after they told I could have total confidence in my atv being shipped on time and in good shape but go ahead and purchase the insurance to incase it got scratched or dinged. Well the driver stole the atv and USHIP or the insurance will admit not wrong all I hear is We are sorry. That part is right they are sorry alright. Bottom line do not use them as they are a bunch of frauds.