John M.

After shopping Target for 25 years without warning they canceled my two Target credit cards. No late payments. I have an 800 plus credit score. They said they were canceled due to lack of use. The fact I had spent many thousands of dollars using much lower interest cards meant nothing. Have a card canceled drops your score. In my case not much. However it ticks me off as a very good customer They did this because I elected to save significant money using cards other than theirs. They have forever lost me as a customer.