Underwriters are constantly changing the goal posts and asking for more docs, just delay, delay, delay. Communication is non existent from my loan officer and i am having to constantly chase them for information. I don't know if Amerisave has a funding issue or if its staff are just completely incompetent.
For the record I have an excellent credit score and good income with lots of equity in my property, there is no reason to hold the loan up this long.