I have had several rewards unaccounted for, never pending and stays in the "viewed" status. The rewards I am credited and available for "cash out" take about 5 business days to receive in my email which the virtual mastercard I choose as my most recent "cash out" had limitations on what I was allowed to buy and declined at multiple stores. I really enjoy the app and the ease of making a couple dollars but really wish the money I essentially worked for would just deposit into my bank account or be available to use immediately through my apple pay.