Our AmeriSave agent made us lock in a rate with $500 and did a terrible job of putting together a refinance package for us. After almost 6 weeks we follow up and get silence from him. We follow up again and get An automated Message That our refinance got denied. So we lost $500 and wasted so much time with this incompetent company that not only was dishonest from the start but didn't do their job throughly.