The account statements are just so hard to follow. One day you can have 500 in your account and once you go about your causal spending they don't deduct the money from available balance so you are in need to keep track of every expense. Went to bed last night thinking I had a couple hundred in this account to now having a negative balance. The customers service representative are rude and have no interest in helping you. They don't even care if you bank with them. At least show some time of interest to your customers. Worst bank ever. Definitely do not recommend