I wanted to check out what a loan would be for a 7,000 used vehicle from a private party, and their search results return just one loan for 31,000 at the insane rate of 14%, and it is a "voucher" from "Road Loans" that you can only use at dealers... then CarMax starts spamming my email? Of course, because there is a huge difference in the loan I enquired about and the loan they offered, that means there will also be a huge difference in interest rates, so they pulled a hard credit check and gave me a misleading rate, which does me no good. Why would anyone buy a used car for 31,000 with that rate? I can buy a new car with my credit score for 4%. Only in America, smh