You should get better options on if I owe anything or not I don't even have any credit at all build up there's none that's what I've been told I'm only trying to borrow like 10 to $20,000 to make some repairs the pawn trying to catch up on my property taxes I believe 20-30,000 would help me out a great deal to really fix my home up really nice and I can get a lot more from my home if I was to sell it I rent out rooms for extra income just three bedroom home but I turned it into a four bedroom turning the front room into my personal bedroom because I am disabled please contact me hopefully you can work with me. Maybe even a business loan cuz I sure like to start me out of business out to my garage I can turn it into a mechanic shop