So somehow audible can just pull debit cards from the clouds on accounts u don't have. I wouldn't recommend signing up for them u will never get to cancel I don't even have a account and my brand new debit card was charged so not sure how they got it and ŵhen I called after telling the representative I didn't have a account she keep asking me for info they were basically giving me the run around, so I had to go through the process of disputing the charge which is a hassle, because audible refused to return my money.