If you are looking for a Secure Credit card, look somewhere else and stay away from Refresh Financial!
The customer service of this company is absolutely terrible and their system unreliable.
Their app shows data that is not accurate.
I've been having problems with my account for 4 days now!
This is 3rd time I have the same problem with Refresh Financial: I make a payment via etransfer, I get confirmation from Refresh Financial that funds have been deposited, their App shows and reflects my payment and credit available however All transactions are declined for lack of funds, unbelievable!