FETCHARATE never gave me a rate as said [if I fill out], FETCHARATE is just like every other cyber Ad... Hoping 'us' older consumers won't be able to read the fine print also relying on the Ad's believability and we'll just fill out our name, our address, give them our email & phone number; in other words, giving these 3rd party companies permission to junk-mail our emails every 12 hrs., bot-call our phones every 4 to 6 hrs. Driving us nuts!