I purchased a car from Drive Time for $11,000 exactly one year before the covid shut down hit. I should never been sold this car. I had no credit, $1,000 cash down, and they gave me a 24.6% apr. I was young and didn't know better, which they knew. A year later my entire industry was closed due to the pandemic (i'm a bartender) i was laid off for 10 months total, 5 of those months i had no income. They didn't offer me any forgiveness, forbearance, anything. All they asked is "are you planning on filing taxes?" and "did you get your stimulus check?" To this day, i've paid $14,700 on a total financed loan amount of $16,500 ($11k lot value plus interest) and my outstanding balance is currently $19,025. They purposefully look for low income and young people by saying " guaranteed credit approval" but then hide a mountain of loop holes and catch 22's in your contract. They'll harass you (literally 4-6 calls a day) and give you the worst customer service imaginable. They don't want you to pay your car off, and they'll make sure you can't. All i was trying to do was get reliable transportation so i could get to work. 3 years later i'm bankrupt and can't finish my college degree. Thanks, drive time and bridge crest!