Look must people that go thru these services know what there getting in bed with.
Over priced items and low payment so they can make money on you.
Do yourself a favor and DONT over extend yourself.
If you buy something for 200$ pay it off within the month like a credit card.
At least that's what I do.
My biggest complaint with gettington is there shipping takes at least 7 and as many as 14 days to get to you. In a world where everything is FAST shipping works as slow as the old pony express days.
I am an Amazon prime user and that's the other side of the spectrum 2 days maybe I'm spoiled.
In closing if slow shipping is no biggie and you pay your bill in full gettington is great!