I cant speak for nobody but myself on here and what has worked for me. My credit was a mess and people are not really forgiving no matter what you might tell them. Jen really came through for me with her help. I got the apartment package and I'm not going to say it happened overnight but it did happen and not only did her help get me in an apartment it is a luxury one as well. I also have some other services from her as well and she does return my texts as well as some calls working on a year in being my credit handler and will continue to utilize her services until she does not help people nomore. Thank you.