N M.

Thomas Pappas, A Greek Bankruptcy attorney who has a conflict of interest representing clients of Bank of America that have filed for bankruptcy, should NOT be representing the Bank causing the businesses to go broke. Bank of America is one of the banks that won't opt in to the SBA RAPID forgiveness of SBA loans under the CARES act, and the reason is that they are not forgiving loans in full and they have to required by federal law (Bank Fraud). Thomas actually is AIDING Megan Scholz of BOA and not advising her that she does not have power to alter bank loans. He should have told his own client bank fraud is a crime. However, he has become party to the crime and is asking NH federal Judges Johnstone and McAuliffe to commit bank fraud with them and cover for it. Thomas refuses to use the electronic mail system to serve court paperwork, and defaulted himself, asked them to cover for that. When emails proved Megan Scholz VP of Bank of America committed the crime of bank fraud as revenge for a NH business seeking full forgiveness for a properly used loan, he asked that those emails as evidence be "stricken" from the court record. He and Megan both lied, Megan in emails, Thomas to a Federal judge, stating that my business did not "meet the standards" for a loan, when it did. It was APPROVED by another staff VP at BOA, and the SBA. He was upset when his lies were then put into context and again, asked a judge thttps://drive.google.com/file/d/1acdCDCtinyxatvh0vi5BJ1Nq-xyChbFk/view?usp=sharingo strike those, but his participation in bank fraud w/ his client carry on. Why are both BOA and Thomas Pappas asking that judges engage in bank fraud, coverup, and theft of federal care funds when the secret service is tracking the unpaid loans? Billions have not been forgiven, how much is BOA involved in? And why is Thomas Pappas aiding in the crime? Thomas received my stolen tax records from Megan Scholz from BOA, and they had to be stricken. It's a federal crime to post private records, also had nothing to do w/ my lawful CARES act loan. 26 U.S. Code § 6103 https://www.$#*!ute.com/video/D2gkLEbn5YNO/ They refuse to settle this case despite more than 15 requests and Thomas made an offer that was LESS than the amount of the loan. That made him complicit, and he has continued to use the legal system to insult, derail and lie to the judge about a lawful business. What's in his wallet? And why aren't both of them being fired and jailed? I'll update when I have more data.

BOA has issued loans under PPP CARES act and then only offered partial forgiveness. Loans under the SBA were granted when they matched your payroll and filed taxes. BOA has failed to issue full forgiveness to thousands of their own customers, & is timing out the option to have them be forgiven. They are offering about 60% forgiveness according to the SBA. The SBA offered a direct forgiveness portal, which BOA will not opt into so their own customers can get the loans forgiven in full. This is not legal, and they are targeting the loan recepients trying to force them to repay the loans taken out in good faith. Forbes did an article on this and despite SBA saying billions of dollars are left to be forgiven, BOA is billing themselves for hours and stalling loan forgiveness. Many loans come due in October 2021, and the loans need to be approved for forgiveness before then. Megan Scholz VP in NC, has removed my loan from forgiveness for being mad at my right to seek full forgiveness. This is not legal. They have traumatized 50 states of people that are holding on to their businesses by a thread. BOA cannot do this and despite hours of efforts, their greed and overbilling, plus 1% interest they are trying to earn on unforgiven balances is taking priority over the right of the borrowers. 99% of loan borrowers used the loans to stay afloat. They are targeting these people to scam them out of being able to survive and owing back money that was told to be forgiven. My loan was on its way to forgiveness, and Megan Scholz withdrew the application (not legal) and then wrote me that my forgiveness amount was "0". This has to be stopped and fixed, there are thousands of business owners suffering the same fate. Forbes article here I ache for myself and other innocent businesses, trying to provide retail services to the public, and being targeted during a crisis, by the bank. https://www.forbes.com/sites/kotlikoff/2020/07/13/another-horrific-bank-of-america-horror-story-that-hundreds-if-not-thousands-are-apparently-experiencing/?sh=57fbe5704ee2