Paul M.

My wife and I were looking for house rentals on Craig's list, and we ran across an ad that we responded to. We heard back from the ad who asked us to go to this website and get a "free" credit report from 'Creditreport.com' to send back to them. The apartment was attractive enough that we decided to send the credit report, but when we got to the site, there was a $1.00 charge to access the files. Well, we figured it was a buck, no big deal and followed through. We heard back from the person who was offering the rental saying that someone who was previously interested in the place who had priority was going to rent it. We then found out that rather than a one time credit report access charge, what we had purchased was a monthly service costing $29.95! There is no indication that we can see now that this is what we were buying. It also seems obvious that this company is placing these ads on Craig's to sucker people in to buying the service, or at least getting the dollar out of them. We say this because we found another listing with nearly the identical presentation of an apartment for rent which was requesting a credit report from the same company. We wrote to the ad and told them about our experience and reservations, and haven't heard back from them. When I phoned Creditreport.com to cancel the service, they immediately wanted to know if I would keep the service for only $14.95 per month! I told them about the Craig's scam, and asked if they have an affiliate program, suggesting that perhaps their affiliates were trying to get paid by making bogus referrals using the Craig's rouse. I was told by Creditreport.com that they have no affiliate program, so they must be running this scam from within the company, for who else would benefit?