This card is focused on children,okj very young people who were brainwashed to think that cell phones are the only way to do things. If you are over 40 avoid like the plagues!. You cant access the card on your computer,ie check your balance, and look for scams. It's impossible to get a balance, they implement changes that are directed to cost them less and give you very bad service. They now want you to use your phone for all transactions, ie transfer money using your phone. As if there are no scams directed at your phone. They do NOT CARE ABOUT the customer at all. Their programs seem to be run by a 20-year-old and don't factor in that people do not want to do everything on their phones, that everyone uses a smart phone etc. AWFUL PROGRAM - horrible service on their call in as well. To get a balance, i was asked to send an email which would be responded ot in a couple of days. OMG