It has been 29 days since I reported that charges were not mine. After so many calls I lost count. Given so many answers & all different. Countless letters 1 said to call did & no one knew why I was calling. After last review here got a email stating I would have a answer in 48 hours been 72 hours and nothing. They really don't care about card holders. Just the money. All the letters not 1 person would give a name or number to call.