ROY M.

After surgery, for an injury that may well prevent me from finishing an honest construction career of over twenty years. I began searching for a profession to bring me to retirement age. I invested $97.00 for a membership to an internet Data Entry Institute. I was and am desperate to keep a roof over my head. Within a week, I was contacted by phone. They called themselves, Fortune Learning Systems. I mentioned that I had previously purchased the for mentioned material. They told me that what I had purchased was Small Time. They proceeded to introduce what they "MAY" be able to offer me "IF I QUALIFY." They started with the Questions type sales pitch. They where highly motivated and quick talking.
They talked about guidelines and principals for starting a successful internet business, which would take less time than the average work week. They stressed the importance of leverage capital and how they would teach me to use other peoples money with "no out of pocket expense."
At this point they asked me about my current debit and how I felt about being able to pay it ALL OFF in a reasonably SHORT length of time. Of course, any normal, hard working person would answer as I did: YES. At the time I had very little credit card debit, so they asked about car payments, etc., etc. I made it clear that in my current financial situation, I did not have the option to over use the credit I had. This is the point where they told me that this program is what I was looking for. Next came questions about myself; Was I motivated and an action taker. They continued to ask me about myself to, as they called it, see if I qualified for the program, tools and the guidance they would offer to me.
After an hour of this motivational speaking and questioning, I was told that I was a prime candidate. I was asked to hold tight while he consulted with the Senior consultant. They would call back shortly.
And they did call back, Very Shortly! I was told that I was the type of person they were looking for and had what it would take to make it. They believed I was very teachable and that I would be worth their investment.
At this point they had me very motivated. I was then told that there would be a ONE TIME investment. BUT for this small investment they would SET UP THE BUSINESSES FOR ME, HELP ME BUILD MULTIPLE WEBSITES AND PROVIDE THE NECESSARY TRAINING AND COACHING I would need to make it work in a short time. The investment I would have to make was $2930. 00. It's funny that this amount was all I could afford to charge. I asked why they were willing to do all they mentioned for me, for that amount. I knew that setting up a limited liability company in my state was $500.00 each. They were going to help me set up multiple companies? Great! They stressed the importance of doing it officially and by their proven methods. By following their instructions they would get me corporate credit, better wholesale rates and higher ratings among the search engines on the web. They were willing to do this for my SUCCESS STORY.
The next day I looked up Fortune Learning Systems n the Better Business Bureau site. They had only one complaint in the last three year period, OK, not bad, I thought.
A couple days later I was contacted be my personal coach. More motivational talk and where to start reading on the member's website. Not a lot of informative information was given. As I read the material I was told to, I noticed it wasn't very different from common sense info.
Four days later I was contacted by another adviser going by the title of certified business specialist. After stressing the importance of having a couple of LLCs or Corporations, for reasons of liability protection, business credit ratings and pay dex scores he proceeded to tell my that it would coast near $8000. 00! Oh Boy, Not Good! I told him that I made it VERY CLEAR to the others that the one time investment I already made was ALL I COULD AFFORD! Then he talked about just starting One LLC in my state for $1000. 00. I was then told to call my credit card company to get an extension of credit. I told him I would have to get back to him.
The next day I found the name IVY Capital and looked it up to find they had 117 complaints on the Better Business Bureau, along with these and more from other scam sites!
I called them and requested a refund, because they gave me false info about what they were going to do for me. I was called a few days later by a somewhat unpleasant woman from the resolutions department. She told me that the investment to start the LLCs was not necessary. The opposite of what I was told by the others, before her. She gave me the red tape speech and called my a thief for disputing the charge. She said I could sell on EBAY? $2930. 00 to sell $#*! on EBAY? I have given them a chance to refund my money. They continue to try to direct me to different people who have nothing but more sales pitches. I will now start contacting departments, agencies and web boards along with informative news agencies. It is my goal to prevent other honest people, in this desperate economy, from being taken advantage of by these people of low morals!
Do not hesitate to contact me if you have been mislead or scammed by these people and are looking for Justice. There is power in Numbers! *******@aol.com