I made a purchase and and told the Sales Rep That I would be making monthly payments, When I checked My Debit card THE FULL PAYMENT WAS TAKEN, TILL THIS DAY I AM FIGHTING TO GET MY MONEY BACK ON MY CARD FROM THE CREDIT DEPARTMENT. THE PENDING DEPOSIT DISAPPEARED NEVER TO REACH MY BANK ACCOUNT, LET ALONE THE REQUEST WAS NOT COMPLETED THE DAY I BROUGHT THIS TO MONTGOMERY WARD'S ATTENTION. I HAVE BEEN GOING THROUGH THE YO YO EFFECT. CUSTOMER SERVICE IS VERY RUDE,( HANGING UP ON ME) INCLUDING THE ALLEDGED SUPERVISORS. BUYERS BE WARE