Please buyer beware! If you choose to purchase a beaten up, piece of junk product that wont last more than a season, then finance it to establish credit, they will sell your information to more than one collector to hurt your credit and then take money from you and never settle your account or update it or even remove it. They are scum. There customer service is not helpful and pretend to be dumbfounded when presented with a problem. Please I made the mistake of allowing myself to be a victim, save up and buy in cash. These are seedy businesses you would never find working with the average people, they prey on those with not so attractive credit.