I purchased a trip back in may 2018. I bought the cancel for any reason policy. This means if I have any reason to cancel at all. I get 75% of my money back. If I got up and decided I don't want to take this trip I can cancel it because I don't feel like it for ANY REASON Period! They asked for several documents and letters asking why I cancelled. Which I should not have to give them since it was a CANCEL FOR ANY REASON! I spent $4500 on airline tickets and I was supposed to get 75% back and they only gave me $1000 back. DO NOT WASTE YOUR MONEY ON THIS INSURANCE. In addition, I filed my claim on may 21 and Its July 11 and I just got the $1000.