In 2020 I purchased a night owl security system from Sam's Club, along with a warranty plan from Square trade for three years, after the manufacturer warranty expires, something they did not tell you on the pamphlet for your warranty is that it starts the day of purchase not once the manufacturer warranty expires. My night owl security system stopped working in November 2023, However, in my Square trade Allstate account the security system warranty was expired. So the policy would not cover the security system. So basically they cover one year at the same time the manufacture warranty covers, but does not allow claims if the manufacture warranty is still in effect, so the first year of your Square trade warranty is completely pointless. So I purchased a 3 year warranty that truly only covers two years And Not three years after the manufacture warranty expires. Complete waste of money.