I heard about repaymentguru from my close friend at school. They were able to save me $163 a month! I submitted request form online and Mitchell had called me same day. He sounded very knowledgeable and profesional best of all now I'm making only 1 payment instead of 2 and saving money every month. I do recommend repyment guru give em a shoot they will help you save a bunch of money like they helped me.